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ACI Worldwide Unveils New Mobile Wallet Payment and Loyalty Capabilities

Innovative mobile offering allows consumers to view bills via iOS through Apple Wallet and Android through Google Pay and make payments –within two clicks from their smartphones

NAPLES, FLA—May 9, 2019—ACI Worldwide (NASDAQ: ACIW), a leading global provider of real-time electronic payment and banking solutions, today announced new mobile wallet payment and loyalty capabilities. Now part of ACI’s UP portfolio, the new capabilities allow consumers to view bills from their Apple Wallet or Google Pay and make payments from their smartphones.

ACI unveiled these new capabilities in conjunction with its acquisition of Speedpay from Western Union, which will be completed today. They are the result of today’s acquisition by ACI of Western Union’s Walletron business, which develops next-generation mobile wallet offerings. These new capabilities further strengthen ACI’s leadership position within the U.S. electronic bill pay and presentment (EBPP) market.

Walletron, which is used by more than 6 million consumers in more than 100 countries, delivers patented mobile wallet technology for iOS through Apple Wallet and for Android through Google Pay. Its network of billing and payment partners manages more than 12 billion bills. In October 2018, ACI and Walletron announced a strategic relationship enabling ACI’s clients to enhance their customer experience by offering consumers the ability to view bills from the wallet feature on their smartphones and make quicker payments – within two clicks – using ACI’s market-leading UP Bill Payment solution. Walletron also powers the mobile bill presentment experience for several Speedpay customers.

“Today’s consumers expect a bill pay experience that is quick, easy and digitized, and with billing and payment among an organization’s most frequent and most important touchpoints, customer experience is paramount,” said Sanjay Gupta, executive vice president, ACI Worldwide. “As more consumers utilize mobile devices to view and pay bills, organizations must be able to present bills in a mobile-friendly way. The combination of ACI’s bill payments platform and Walletron’s next-generation mobile wallet billing technology delivers consumers a digital bill pay experience unmatched in the industry. We are excited to welcome the Walletron team as we shape the future of bill pay.”

Walletron’s patented digital engagement technology – moBills® – enables organizations to place bills, invoices, statements, compliance documents and other notifications directly into consumers’ hands through their mobile wallets native to both Android and Apple devices. This results in organizations being able to increase their mobile channel effectiveness by linking consumers to other valuable products, services and programs directly from their bills.

The financial details of the Walletron acquisition were not disclosed; the acquisition is not expected to be financially material to ACI.

In separate press releases issued today, ACI announced the completion of its acquisition of Speedpay, Western Union’s United States bill pay business, as well as first quarter 2019 financial results. The press releases are available on ACI’s website

ACI will host a conference call at 8:30 am ET today to discuss these transactions as well as first quarter 2019 results and full year 2019 and 2020 expectations. Interested persons may access a real-time audio broadcast of the teleconference at or use the following numbers for dial-in participation: US/Canada: (866) 914-7436, international: +1 (817) 385-9117. Please provide your name, the conference name ACI Worldwide, Inc. and conference code 1270429. There will be a replay of the call available for two weeks on (855) 859-2056 for US/Canada callers and +1 (404) 537-3406 for international participants.

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